Side-by-side · Q2 2026 data
Profinium, Inc. vs First Financial Bank in Winnebago
Metric by metric
| Measure | Profinium, Inc. | First Financial Bank in Winnebago |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 52 | 88 (stronger) |
| Loan quality | 96 (stronger) | 78 |
| Earnings | 57 | 71 (stronger) |
| Funding & liquidity | 73 | 88 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 50th | 70th |
| Total assets | $533.1M | $58.1M |
| Deposits / shares | $455.1M | $47.7M |
| Capital ratio | 10.17% | 13.81% (stronger) |
| Problem loans | 0.13% (stronger) | 0.66% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.92% | 1.27% (stronger) |
| Loans ÷ deposits | 85.5% | 72.5% (stronger) |
| Uninsured deposits | 16.5% | 10.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Financial Bank in Winnebago has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Profinium, Inc. leads on 1 and First Financial Bank in Winnebago on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.