Side-by-side · Q2 2026 data
Profinium, Inc. vs Pioneer Bank
Metric by metric
| Measure | Profinium, Inc. | Pioneer Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 52 | 52 |
| Loan quality | 96 (stronger) | 81 |
| Earnings | 57 | 83 (stronger) |
| Funding & liquidity | 73 (stronger) | 68 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 50th | 47th |
| Total assets | $533.1M | $883.8M |
| Deposits / shares | $455.1M | $763.0M |
| Capital ratio | 10.17% | 10.20% (stronger) |
| Problem loans | 0.13% (stronger) | 0.58% |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 0.92% | 1.57% (stronger) |
| Loans ÷ deposits | 85.5% | 84.2% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 22.6% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.4% |
Profinium, Inc. has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Profinium, Inc. leads on 3 and Pioneer Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.