Side-by-side · Q2 2026 data
Prosperity Bank vs First National Bank of Dublin
Metric by metric
| Measure | Prosperity Bank | First National Bank of Dublin |
|---|---|---|
| TellerScore | 71 | 88 (stronger) |
| Capital cushion | 56 | 74 (stronger) |
| Loan quality | 84 | 97 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 54 | 79 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 76th | 92nd |
| Total assets | $43.9B | $134.2M |
| Deposits / shares | $32.9B | $116.9M |
| Capital ratio | 10.64% | 12.41% (stronger) |
| Problem loans | 0.48% | 0.10% (stronger) |
| Net charge-offs | 0.35% | 0.21% (stronger) |
| Return on assets | 1.37% | 2.21% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 81.1% |
| Uninsured deposits | 42.7% | 14.2% (stronger) |
| Offices | 373 | 3 |
| CFPB complaints (3 yrs) | 117 | — |
| Complaints per $1B deposits | 3.6 | — |
| Mortgage denial rate (HMDA) | 31.5% | — |
First National Bank of Dublin has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Prosperity Bank leads on 1 and First National Bank of Dublin on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.