Side-by-side · Q2 2026 data
Provident Credit Union vs Premier America Credit Union
Credit union
Premier America Credit Union
Chatsworth, California · $1 billion – $10 billion
Metric by metric
| Measure | Provident Credit Union | Premier America Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 41 |
| Capital cushion | 59 (stronger) | 45 |
| Loan quality | 98 (stronger) | 40 |
| Earnings | 46 (stronger) | 0 |
| Funding & liquidity | 69 | 73 (stronger) |
| Problem-loan coverage | 99 (stronger) | 68 |
| Peer percentile | 66th | 2nd |
| Total assets | $3.6B | $3.3B |
| Deposits / shares | $3.1B | $3.0B |
| Capital ratio | 10.86% (stronger) | 9.49% |
| Problem loans | 0.07% (stronger) | 1.80% |
| Net charge-offs | 0.09% (stronger) | 0.42% |
| Return on assets | 0.65% (stronger) | -0.63% |
| Loans ÷ deposits | 90.8% | 87.1% (stronger) |
| Uninsured deposits | 10.2% | 4.9% (stronger) |
| Offices | 22 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | — |
Provident Credit Union has the higher TellerScore (72 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Provident Credit Union leads on 5 and Premier America Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.