Side-by-side · Q2 2026 data
Provident Credit Union vs Safe Credit Union
Metric by metric
| Measure | Provident Credit Union | Safe Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 59 (stronger) | 58 |
| Loan quality | 98 (stronger) | 83 |
| Earnings | 46 | 59 (stronger) |
| Funding & liquidity | 69 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 66th | 62nd |
| Total assets | $3.6B | $4.4B |
| Deposits / shares | $3.1B | $3.9B |
| Capital ratio | 10.86% (stronger) | 10.82% |
| Problem loans | 0.07% (stronger) | 0.52% |
| Net charge-offs | 0.09% (stronger) | 0.29% |
| Return on assets | 0.65% | 0.97% (stronger) |
| Loans ÷ deposits | 90.8% | 79.9% (stronger) |
| Uninsured deposits | 10.2% | 0.1% (stronger) |
| Offices | 22 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | 10.1% |
Provident Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Provident Credit Union leads on 4 and Safe Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.