Side-by-side · Q2 2026 data
PS Bank vs Vantage Trust Federal Credit Union
Credit union
Vantage Trust Federal Credit Union
Wilkes Barre, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | PS Bank | Vantage Trust Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 50 |
| Capital cushion | 62 (stronger) | 23 |
| Loan quality | 97 (stronger) | 59 |
| Earnings | 99 (stronger) | 22 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 84th | 9th |
| Total assets | $674.5M | $47.7M |
| Deposits / shares | $588.0M | $44.4M |
| Capital ratio | 11.25% (stronger) | 7.28% |
| Problem loans | 0.10% (stronger) | 1.23% |
| Net charge-offs | 0.01% (stronger) | 0.47% |
| Return on assets | 1.98% (stronger) | 0.04% |
| Loans ÷ deposits | 74.2% | 33.0% (stronger) |
| Uninsured deposits | 27.4% | 6.5% (stronger) |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
PS Bank has the higher TellerScore (83 vs 50). On the 7 directional measures above (where higher or lower is clearly better), PS Bank leads on 5 and Vantage Trust Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.