Side-by-side · Q2 2026 data
Public Safety Credit Union vs Conservation Employees Credit Union
Credit union
Conservation Employees Credit Union
Jefferson City, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Public Safety Credit Union | Conservation Employees Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 77 (stronger) | 48 |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 57 | 67 (stronger) |
| Funding & liquidity | 81 | 90 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 74th | 63rd |
| Total assets | $191.4M | $194.9M |
| Deposits / shares | $167.1M | $176.5M |
| Capital ratio | 12.72% (stronger) | 9.75% |
| Problem loans | 0.39% | 0.20% (stronger) |
| Net charge-offs | 0.59% | 0.03% (stronger) |
| Return on assets | 0.93% | 1.17% (stronger) |
| Loans ÷ deposits | 78.9% | 69.9% (stronger) |
| Uninsured deposits | 3.2% (stronger) | 5.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | — |
Public Safety Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Public Safety Credit Union leads on 3 and Conservation Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.