Side-by-side · Q2 2026 data
Public Safety Credit Union vs United Consumers Credit Union
Metric by metric
| Measure | Public Safety Credit Union | United Consumers Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 69 |
| Capital cushion | 77 (stronger) | 70 |
| Loan quality | 87 (stronger) | 61 |
| Earnings | 57 | 63 (stronger) |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 74th | 48th |
| Total assets | $191.4M | $217.2M |
| Deposits / shares | $167.1M | $189.3M |
| Capital ratio | 12.72% (stronger) | 11.97% |
| Problem loans | 0.39% (stronger) | 1.17% |
| Net charge-offs | 0.59% | 0.35% (stronger) |
| Return on assets | 0.93% | 1.07% (stronger) |
| Loans ÷ deposits | 78.9% (stronger) | 83.1% |
| Uninsured deposits | 3.2% (stronger) | 7.8% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | 23.8% |
Public Safety Credit Union has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Public Safety Credit Union leads on 5 and United Consumers Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.