Side-by-side · Q2 2026 data
Public Service Credit Union vs Lakewood Credit Union
Metric by metric
| Measure | Public Service Credit Union | Lakewood Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 47 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 98 (stronger) | 36 |
| Earnings | 36 (stronger) | 3 |
| Funding & liquidity | 58 | 78 (stronger) |
| Problem-loan coverage | 99 (stronger) | 75 |
| Peer percentile | 65th | 7th |
| Total assets | $13.9M | $16.0M |
| Deposits / shares | $11.1M | $14.2M |
| Capital ratio | 19.33% (stronger) | 10.92% |
| Problem loans | 0.07% (stronger) | 1.91% |
| Net charge-offs | -0.00% (stronger) | 0.30% |
| Return on assets | 0.41% (stronger) | -0.42% |
| Loans ÷ deposits | 102.4% | 82.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service Credit Union has the higher TellerScore (80 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Public Service Credit Union leads on 6 and Lakewood Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.