Side-by-side · Q2 2026 data
Public Service Credit Union vs Oshkosh Community Credit Union
Metric by metric
| Measure | Public Service Credit Union | Oshkosh Community Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 98 (stronger) | 92 |
| Earnings | 36 (stronger) | 29 |
| Funding & liquidity | 58 | 76 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 65th | 38th |
| Total assets | $13.9M | $20.3M |
| Deposits / shares | $11.1M | $17.9M |
| Capital ratio | 19.33% (stronger) | 11.23% |
| Problem loans | 0.07% (stronger) | 0.24% |
| Net charge-offs | -0.00% (stronger) | 1.31% |
| Return on assets | 0.41% (stronger) | 0.23% |
| Loans ÷ deposits | 102.4% | 84.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service Credit Union has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Public Service Credit Union leads on 6 and Oshkosh Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.