Side-by-side · Q2 2026 data
Public Service Edwardspt Pl E Federal Credit Union vs Western Indiana Credit Union
Credit union
Public Service Edwardspt Pl E Federal Credit Union
Linton, Indiana · Under $100 million in assets
Metric by metric
| Measure | Public Service Edwardspt Pl E Federal Credit Union | Western Indiana Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 80 |
| Capital cushion | 95 (stronger) | 76 |
| Loan quality | 92 | 95 (stronger) |
| Earnings | 41 | 53 (stronger) |
| Funding & liquidity | 94 (stronger) | 86 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 75th | 65th |
| Total assets | $1.7M | $48.7M |
| Deposits / shares | $1.4M | $42.3M |
| Capital ratio | 14.48% (stronger) | 12.56% |
| Problem loans | 0.23% | 0.15% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.53% | 0.82% (stronger) |
| Loans ÷ deposits | 66.7% (stronger) | 74.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service Edwardspt Pl E Federal Credit Union has the higher TellerScore (84 vs 80). On the 6 directional measures above (where higher or lower is clearly better), Public Service Edwardspt Pl E Federal Credit Union leads on 3 and Western Indiana Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.