TellerScore

Public Service Edwardspt Pl E Federal Credit Union is a federal credit union headquartered in Linton, Indiana, in business for about 68 years. At the end of Q2 2026 it reported $1.7M in total assets and $1.4M in member shares and deposits, with 1 office.

Public Service Edwardspt Pl E Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 20th. Problem-loan coverage contributes the most (98/100, 0.9%); earnings contributes the least (41/100, 0.53%).

TellerScore · Q2 2026

Scorecard

Capital cushion95/100
Net worth ratio: 14.48%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.23%
Earnings41/100
Return on assets (annualized): 0.53%
Funding & liquidity94/100
Loans ÷ shares: 66.7% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.87%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (88 → 84), mostly because the earnings component weakened by 59 points.

TellerScore
728189Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202477
Q4 202477
Q1 202587
Q2 202588
Q3 202589
Q4 202585
Q1 202687
Q2 202684
Net worth ratio
7.00%10.75%14.50%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.08%
Q3 202412.98%
Q4 202412.92%
Q1 202514.20%
Q2 202514.40%
Q3 202514.37%
Q4 202514.50%
Q1 202614.33%
Q2 202614.48%
Delinquent loans (60+ days)
0.23%0.76%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.30%
Q3 20241.14%
Q4 20241.15%
Q1 20251.07%
Q2 20250.96%
Q3 20250.86%
Q4 20250.72%
Q1 20260.24%
Q2 20260.23%
Return on assets
0.53%1.84%3.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.32%
Q3 20241.50%
Q4 20241.36%
Q1 20253.15%
Q2 20252.31%
Q3 20252.72%
Q4 20251.39%
Q1 20261.14%
Q2 20260.53%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$1.7M14.48%0.23%0.53%66.7%
Q1 202687$1.7M14.33%0.24%1.14%72.6%
Q4 202585$1.6M14.50%0.72%1.39%74.9%
Q3 202589$1.6M14.37%0.86%2.72%70.2%
Q2 202588$1.6M14.40%0.96%2.31%70.5%
Q1 202587$1.6M14.20%1.07%3.15%68.6%
Q4 202477$1.7M12.92%1.15%1.36%68.1%
Q3 202477$1.6M12.98%1.14%1.50%76.4%
Q2 202472$1.7M12.08%1.30%1.32%70.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.48%
51st
Problem loans0.23%
72nd
Net charge-offs0.00%
77th
Return on assets0.53%
44th
Loans to deposits66.7%
38th
Uninsured deposits0.0%
81st
Loan-loss reserves0.81%
81st
Texas ratio0.9%
67th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Gary Firefighters Association Federal Credit UnionCredit union Gary, IN54 out of 100, Below average$1.6M44.2%10.30%vs
Urban Beginnings Choice Federal Credit UnionCredit union Fort Wayne, IN56 out of 100, Moderate$1.8M9.8%3.89%vs
Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN98 out of 100, Very strong$1.4M38.3%0.00%vs
Hammond Firefighters Assn. Credit UnionCredit union Hammond, IN76 out of 100, Strong$1.3M28.9%1.41%vs
Hobart Ind School Employees Federal Credit UnionCredit union Hobart, IN25 out of 100, Low$1.3M-34.8%40.21%vs
Gary Police Department Employees Federal Credit UnionCredit union Gary, IN80 out of 100, Strong$1.2M41.4%0.00%vs

Deposit insurance

Is my money safe at Public Service Edwardspt Pl E Federal Credit Union?

Yes. Public Service Edwardspt Pl E Federal Credit Union is a federally insured credit union (NCUA charter #12619). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Public Service Edwardspt Pl E Federal Credit Union lists 1 office in 1 city. Most locations:

  • Linton, IN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Public Service Edwardspt Pl E Federal Credit Union
Type
Federal credit union
NCUA charter #
12619
RSSD ID
503284
Primary regulator
NCUA
Established
1958
Headquarters
PO Box 642, Linton, IN 47441
Employees
1

Quick answers

Public Service Edwardspt Pl E Federal Credit Union: common questions

Is Public Service Edwardspt Pl E Federal Credit Union NCUA insured?

Yes. Public Service Edwardspt Pl E Federal Credit Union is a federally insured credit union (NCUA charter #12619). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Public Service Edwardspt Pl E Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Public Service Edwardspt Pl E Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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