Side-by-side · Q2 2026 data
Pud Federal Credit Union vs Lower Columbia Longshoremen Federal Credit Union
Credit union
Lower Columbia Longshoremen Federal Credit Union
Longview, Washington · Under $100 million in assets
Metric by metric
| Measure | Pud Federal Credit Union | Lower Columbia Longshoremen Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 100 (stronger) | 56 |
| Earnings | 32 | 43 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 77th | 36th |
| Total assets | $9.4M | $95.8M |
| Deposits / shares | $7.9M | $83.8M |
| Capital ratio | 15.53% (stronger) | 12.31% |
| Problem loans | 0.00% (stronger) | 1.32% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.31% | 0.58% (stronger) |
| Loans ÷ deposits | 68.4% | 58.8% (stronger) |
| Uninsured deposits | 1.1% (stronger) | 6.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.3% |
Pud Federal Credit Union has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pud Federal Credit Union leads on 5 and Lower Columbia Longshoremen Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.