TellerScore

Pud Federal Credit Union is a federal credit union headquartered in Longview, Washington, in business for about 85 years. At the end of Q2 2026 it reported $9.4M in total assets and $7.9M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Pud Federal Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 11th. Its strongest component is capital cushion (100/100; 15.53%), and its lowest is earnings (32/100; 0.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.53%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings32/100
Return on assets (annualized): 0.31%
Funding & liquidity92/100
Loans ÷ shares: 68.4% · 1.1% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (87 → 85), mostly because the earnings component weakened by 9 points.

TellerScore
828588Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202484
Q4 202482
Q1 202587
Q2 202587
Q3 202588
Q4 202586
Q1 202687
Q2 202685
Net worth ratio
7.00%11.27%15.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.66%
Q3 202413.92%
Q4 202413.90%
Q1 202514.15%
Q2 202514.67%
Q3 202515.34%
Q4 202515.08%
Q1 202615.16%
Q2 202615.53%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.27%0.45%0.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.51%
Q3 20240.59%
Q4 20240.27%
Q1 20250.64%
Q2 20250.53%
Q3 20250.58%
Q4 20250.28%
Q1 20260.47%
Q2 20260.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$9.4M15.53%0.00%0.31%68.4%
Q1 202687$9.6M15.16%0.00%0.47%64.6%
Q4 202586$9.6M15.08%0.00%0.28%64.7%
Q3 202588$9.5M15.34%0.00%0.58%66.0%
Q2 202587$9.9M14.67%0.00%0.53%62.5%
Q1 202587$10.2M14.15%0.00%0.64%62.4%
Q4 202482$10.2M13.90%0.00%0.27%64.1%
Q3 202484$10.3M13.92%0.00%0.59%66.8%
Q2 202486$9.7M14.66%0.00%0.51%69.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.53%
58th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.31%
32nd
Loans to deposits68.4%
36th
Uninsured deposits1.1%
53rd
Loan-loss reserves0.55%
78th
Texas ratio0.0%
93rd

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Deposit insurance

Is my money safe at Pud Federal Credit Union?

Yes. Pud Federal Credit Union is a federally insured credit union (NCUA charter #4509). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.1% of shares and deposits ($88K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Pud Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pud Federal Credit Union
Type
Federal credit union
NCUA charter #
4509
RSSD ID
115472
Primary regulator
NCUA
Established
1941
Headquarters
960 Commerce Ave, Longview, WA 98632
Employees
3

Quick answers

Pud Federal Credit Union: common questions

Is Pud Federal Credit Union NCUA insured?

Yes. Pud Federal Credit Union is a federally insured credit union (NCUA charter #4509). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pud Federal Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pud Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Longview

InstitutionScoreAssetsCapitalProblem loansCompare
Mint Valley Federal Credit UnionCredit union Longview, WA87 out of 100, Very strong$23.7M19.3%0.10%vs
Timberland BankBank Hoquiam, WA78 out of 100, Strong$2.1B12.9%0.56%vs
Fibre Federal Credit UnionCredit union Longview, WA75 out of 100, Strong$1.8B13.7%0.96%vs
Red Canoe Credit UnionCredit union Longview, WA72 out of 100, Strong$1.2B12.3%0.60%vs
Banner BankBank Walla Walla, WA72 out of 100, Strong$16.6B11.2%0.46%vs
Increase BankBank Longview, WA71 out of 100, Strong$150.7M9.6%0.00%vs