Side-by-side · Q2 2026 data
Pud Federal Credit Union vs Puget Sound Refinery Federal Credit Union
Credit union
Puget Sound Refinery Federal Credit Union
Anacortes, Washington · Under $100 million in assets
Metric by metric
| Measure | Pud Federal Credit Union | Puget Sound Refinery Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 69 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 24 |
| Earnings | 32 | 58 (stronger) |
| Funding & liquidity | 92 (stronger) | 86 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 77th | 38th |
| Total assets | $9.4M | $15.6M |
| Deposits / shares | $7.9M | $12.7M |
| Capital ratio | 15.53% | 17.51% (stronger) |
| Problem loans | 0.00% (stronger) | 2.29% |
| Net charge-offs | 0.00% (stronger) | 0.36% |
| Return on assets | 0.31% | 0.96% (stronger) |
| Loans ÷ deposits | 68.4% (stronger) | 74.6% |
| Uninsured deposits | 1.1% (stronger) | 4.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pud Federal Credit Union has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Pud Federal Credit Union leads on 5 and Puget Sound Refinery Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.