Puget Sound Refinery Federal Credit Union is a federal credit union headquartered in Anacortes, Washington, in business for about 72 years. At the end of Q2 2026 it reported $15.6M in total assets and $12.7M in member shares and deposits, with 1 office.
Puget Sound Refinery Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 39th. Capital cushion contributes the most (100/100, 17.51%); loan quality contributes the least (24/100, 2.29%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 69).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 66 |
| Q4 2024 | 63 |
| Q1 2025 | 92 |
| Q2 2025 | 68 |
| Q3 2025 | 69 |
| Q4 2025 | 70 |
| Q1 2026 | 72 |
| Q2 2026 | 69 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.41% |
| Q3 2024 | 14.69% |
| Q4 2024 | 14.96% |
| Q1 2025 | 15.61% |
| Q2 2025 | 14.46% |
| Q3 2025 | 14.43% |
| Q4 2025 | 14.85% |
| Q1 2026 | 15.49% |
| Q2 2026 | 17.51% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.89% |
| Q3 2024 | 2.53% |
| Q4 2024 | 2.93% |
| Q1 2025 | 0.00% |
| Q2 2025 | 1.86% |
| Q3 2025 | 1.91% |
| Q4 2025 | 1.92% |
| Q1 2026 | 2.20% |
| Q2 2026 | 2.29% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.41% |
| Q3 2024 | 1.34% |
| Q4 2024 | 1.23% |
| Q1 2025 | 1.31% |
| Q2 2025 | 0.74% |
| Q3 2025 | 0.81% |
| Q4 2025 | 0.62% |
| Q1 2026 | 1.09% |
| Q2 2026 | 0.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $15.6M | 17.51% | 2.29% | 0.96% | 74.6% |
| Q1 2026 | 72 | $17.4M | 15.49% | 2.20% | 1.09% | 66.1% |
| Q4 2025 | 70 | $17.9M | 14.85% | 1.92% | 0.62% | 69.4% |
| Q3 2025 | 69 | $18.4M | 14.43% | 1.91% | 0.81% | 71.4% |
| Q2 2025 | 68 | $18.0M | 14.46% | 1.86% | 0.74% | 79.6% |
| Q1 2025 | 92 | $16.6M | 15.61% | 0.00% | 1.31% | 78.6% |
| Q4 2024 | 63 | $17.3M | 14.96% | 2.93% | 1.23% | 86.5% |
| Q3 2024 | 66 | $17.4M | 14.69% | 2.53% | 1.34% | 88.5% |
| Q2 2024 | 80 | $17.4M | 14.41% | 0.89% | 1.41% | 90.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Spokane Media Federal Credit UnionCredit union Spokane, WA | 38 out of 100, Low | $16.6M | 9.7% | 2.93% | vs |
| Newrizons Federal Credit UnionCredit union Hoquiam, WA | 72 out of 100, Strong | $18.9M | 20.2% | 1.30% | vs |
| Community Healthcare Federal Credit UnionCredit union Everett, WA | 63 out of 100, Moderate | $20.5M | 12.6% | 1.42% | vs |
| Pud Federal Credit UnionCredit union Longview, WA | 85 out of 100, Very strong | $9.4M | 15.5% | 0.00% | vs |
| Express Credit UnionCredit union Seattle, WA | 53 out of 100, Below average | $22.6M | 13.0% | 1.95% | vs |
| Longshore Federal Credit UnionCredit union Hoquiam, WA | 69 out of 100, Moderate | $8.0M | 9.2% | 0.00% | vs |
Deposit insurance
Is my money safe at Puget Sound Refinery Federal Credit Union?
Yes. Puget Sound Refinery Federal Credit Union is a federally insured credit union (NCUA charter #9145). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.2% of shares and deposits ($540K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 17.51%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Puget Sound Refinery Federal Credit Union lists 1 office in 1 city. Most locations:
- Anacortes, WA (1)
Identity & history
Profile
- Legal name
- Puget Sound Refinery Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9145
- RSSD ID
- 116581
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 12275 Bartholomew Rd, Anacortes, WA 98221
- Employees
- 4
Quick answers
Puget Sound Refinery Federal Credit Union: common questions
Is Puget Sound Refinery Federal Credit Union NCUA insured?
Yes. Puget Sound Refinery Federal Credit Union is a federally insured credit union (NCUA charter #9145). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Puget Sound Refinery Federal Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Puget Sound Refinery Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Anacortes
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Westedge Federal Credit UnionCredit union Bellingham, WA | 81 out of 100, Strong | $79.2M | 17.4% | 1.32% | vs |
| North Coast Credit UnionCredit union Bellingham, WA | 79 out of 100, Strong | $426.7M | 13.8% | 0.67% | vs |
| Peoples BankBank Bellingham, WA | 78 out of 100, Strong | $2.4B | 13.3% | 0.11% | vs |
| Northwest Plus Credit UnionCredit union Everett, WA | 77 out of 100, Strong | $315.2M | 13.6% | 0.80% | vs |
| Boeing Employees Credit UnionCredit union Tukwila, WA | 75 out of 100, Strong | $29.6B | 12.6% | 0.42% | vs |
| Banner BankBank Walla Walla, WA | 72 out of 100, Strong | $16.6B | 11.2% | 0.46% | vs |