Side-by-side · Q2 2026 data
Puerto Rico Employee Groups Federal Credit Union vs Puerto Rico Federal Credit Union
Credit union
Puerto Rico Employee Groups Federal Credit Union
San Juan, Puerto Rico · Under $100 million in assets
Metric by metric
| Measure | Puerto Rico Employee Groups Federal Credit Union | Puerto Rico Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 73 |
| Capital cushion | 93 (stronger) | 90 |
| Loan quality | 82 (stronger) | 77 |
| Earnings | 41 (stronger) | 35 |
| Funding & liquidity | 97 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 68th | 60th |
| Total assets | $3.4M | $188.0M |
| Deposits / shares | $2.9M | $164.0M |
| Capital ratio | 14.28% (stronger) | 14.01% |
| Problem loans | 0.55% (stronger) | 0.68% |
| Net charge-offs | 1.90% | 1.02% (stronger) |
| Return on assets | 0.51% (stronger) | 0.37% |
| Loans ÷ deposits | 63.6% (stronger) | 87.3% |
| Uninsured deposits | 0.0% (stronger) | 5.5% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Puerto Rico Employee Groups Federal Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Puerto Rico Employee Groups Federal Credit Union leads on 6 and Puerto Rico Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.