Side-by-side · Q2 2026 data
Puget Sound Refinery Federal Credit Union vs Longshore Federal Credit Union
Credit union
Puget Sound Refinery Federal Credit Union
Anacortes, Washington · Under $100 million in assets
Credit union
Longshore Federal Credit Union
Hoquiam, Washington · Under $100 million in assets
Metric by metric
| Measure | Puget Sound Refinery Federal Credit Union | Longshore Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 24 | 100 (stronger) |
| Earnings | 58 (stronger) | 32 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 38th | 38th |
| Total assets | $15.6M | $8.0M |
| Deposits / shares | $12.7M | $7.1M |
| Capital ratio | 17.51% (stronger) | 9.18% |
| Problem loans | 2.29% | 0.00% (stronger) |
| Net charge-offs | 0.36% (stronger) | 2.52% |
| Return on assets | 0.96% (stronger) | 0.30% |
| Loans ÷ deposits | 74.6% | 39.5% (stronger) |
| Uninsured deposits | 4.2% | 2.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Puget Sound Refinery Federal Credit Union leads on 3 and Longshore Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.