Side-by-side · Q2 2026 data
Purdue Federal Credit Union vs Centra Credit Union
Metric by metric
| Measure | Purdue Federal Credit Union | Centra Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 62 | 73 (stronger) |
| Loan quality | 94 (stronger) | 68 |
| Earnings | 59 | 68 (stronger) |
| Funding & liquidity | 75 | 76 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 75th | 70th |
| Total assets | $2.1B | $2.4B |
| Deposits / shares | $1.8B | $2.1B |
| Capital ratio | 11.19% | 12.34% (stronger) |
| Problem loans | 0.17% (stronger) | 0.96% |
| Net charge-offs | 0.14% (stronger) | 0.81% |
| Return on assets | 0.97% | 1.21% (stronger) |
| Loans ÷ deposits | 85.2% | 84.5% (stronger) |
| Uninsured deposits | 14.4% | 13.0% (stronger) |
| Offices | 7 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.4% |
Purdue Federal Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Purdue Federal Credit Union leads on 3 and Centra Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.