Side-by-side · Q2 2026 data
Pwc Employees Federal Credit Union vs Baylands Family Credit Union
Credit union
Pwc Employees Federal Credit Union
Woodbridge, Virginia · Under $100 million in assets
Metric by metric
| Measure | Pwc Employees Federal Credit Union | Baylands Family Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 58 |
| Capital cushion | 90 (stronger) | 46 |
| Loan quality | 58 (stronger) | 42 |
| Earnings | 45 | 54 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 81 |
| Peer percentile | 52nd | 19th |
| Total assets | $86.3M | $95.0M |
| Deposits / shares | $75.4M | $85.5M |
| Capital ratio | 13.96% (stronger) | 9.62% |
| Problem loans | 1.27% (stronger) | 1.74% |
| Net charge-offs | 0.50% | 0.29% (stronger) |
| Return on assets | 0.62% | 0.86% (stronger) |
| Loans ÷ deposits | 37.3% (stronger) | 57.5% |
| Uninsured deposits | 2.0% (stronger) | 2.6% |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.8% |
Pwc Employees Federal Credit Union has the higher TellerScore (75 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Pwc Employees Federal Credit Union leads on 5 and Baylands Family Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.