Side-by-side · Q2 2026 data
Qualstar Credit Union vs Evergreendirect Credit Union
Metric by metric
| Measure | Qualstar Credit Union | Evergreendirect Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 53 | 79 (stronger) |
| Earnings | 76 (stronger) | 21 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 78th | 36th |
| Total assets | $939.3M | $75.6M |
| Deposits / shares | $774.6M | $68.9M |
| Capital ratio | 15.99% (stronger) | 11.47% |
| Problem loans | 1.41% | 0.63% (stronger) |
| Net charge-offs | 1.48% | 0.88% (stronger) |
| Return on assets | 1.40% (stronger) | 0.03% |
| Loans ÷ deposits | 73.2% | 53.5% (stronger) |
| Uninsured deposits | 8.5% | 4.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Qualstar Credit Union has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Qualstar Credit Union leads on 3 and Evergreendirect Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.