Side-by-side · Q2 2026 data
Qualstar Credit Union vs Mountaincrest Credit Union
Metric by metric
| Measure | Qualstar Credit Union | Mountaincrest Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 53 (stronger) | 26 |
| Earnings | 76 (stronger) | 60 |
| Funding & liquidity | 87 (stronger) | 85 |
| Problem-loan coverage | 89 (stronger) | 74 |
| Peer percentile | 78th | 41st |
| Total assets | $939.3M | $152.9M |
| Deposits / shares | $774.6M | $130.9M |
| Capital ratio | 15.99% (stronger) | 14.42% |
| Problem loans | 1.41% (stronger) | 2.22% |
| Net charge-offs | 1.48% | 0.96% (stronger) |
| Return on assets | 1.40% (stronger) | 0.99% |
| Loans ÷ deposits | 73.2% (stronger) | 74.8% |
| Uninsured deposits | 8.5% | 5.5% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Qualstar Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Qualstar Credit Union leads on 5 and Mountaincrest Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.