Side-by-side · Q2 2026 data
Qualstar Credit Union vs Our Community Credit Union
Metric by metric
| Measure | Qualstar Credit Union | Our Community Credit Union |
|---|---|---|
| TellerScore | 80 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 53 | 84 (stronger) |
| Earnings | 76 (stronger) | 66 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 78th | 82nd |
| Total assets | $939.3M | $638.3M |
| Deposits / shares | $774.6M | $551.8M |
| Capital ratio | 15.99% (stronger) | 12.67% |
| Problem loans | 1.41% | 0.48% (stronger) |
| Net charge-offs | 1.48% | 0.70% (stronger) |
| Return on assets | 1.40% (stronger) | 1.16% |
| Loans ÷ deposits | 73.2% | 40.7% (stronger) |
| Uninsured deposits | 8.5% | 6.0% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Our Community Credit Union has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Qualstar Credit Union leads on 2 and Our Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.