Side-by-side · Q2 2026 data
R Bank vs Pecu Credit Union
Metric by metric
| Measure | R Bank | Pecu Credit Union |
|---|---|---|
| TellerScore | 50 | 86 (stronger) |
| Capital cushion | 40 | 98 (stronger) |
| Loan quality | 48 | 84 (stronger) |
| Earnings | 49 | 57 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 75 | 96 (stronger) |
| Peer percentile | 7th | 89th |
| Total assets | $1.0B | $431.4M |
| Deposits / shares | $926.1M | $368.7M |
| Capital ratio | 9.01% | 14.78% (stronger) |
| Problem loans | 1.55% | 0.47% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.45% |
| Return on assets | 0.72% | 0.92% (stronger) |
| Loans ÷ deposits | 82.3% | 60.6% (stronger) |
| Uninsured deposits | 30.6% | 10.9% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Pecu Credit Union has the higher TellerScore (86 vs 50). On the 7 directional measures above (where higher or lower is clearly better), R Bank leads on 1 and Pecu Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.