Side-by-side · Q2 2026 data
Rah Federal Credit Union vs Beverly Municipal Federal Credit Union
Credit union
Beverly Municipal Federal Credit Union
Beverly, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Rah Federal Credit Union | Beverly Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 61 (stronger) | 38 |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 50 | 58 (stronger) |
| Funding & liquidity | 80 (stronger) | 76 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 49th | 38th |
| Total assets | $23.9M | $25.8M |
| Deposits / shares | $21.2M | $22.9M |
| Capital ratio | 11.05% (stronger) | 8.79% |
| Problem loans | 0.15% | 0.08% (stronger) |
| Net charge-offs | -0.23% (stronger) | 0.18% |
| Return on assets | 0.75% | 0.94% (stronger) |
| Loans ÷ deposits | 80.0% (stronger) | 84.2% |
| Uninsured deposits | 0.0% (stronger) | 7.5% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rah Federal Credit Union has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Rah Federal Credit Union leads on 5 and Beverly Municipal Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.