Side-by-side · Q2 2026 data
Railway Credit Union vs Community Credit Union
Metric by metric
| Measure | Railway Credit Union | Community Credit Union |
|---|---|---|
| TellerScore | 74 | 95 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 83 | 93 (stronger) |
| Earnings | 55 | 85 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 63rd | 98th |
| Total assets | $211.6M | $171.6M |
| Deposits / shares | $184.4M | $140.1M |
| Capital ratio | 12.12% | 17.68% (stronger) |
| Problem loans | 0.50% | 0.22% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.89% | 1.61% (stronger) |
| Loans ÷ deposits | 83.8% | 20.6% (stronger) |
| Uninsured deposits | 6.3% (stronger) | 8.8% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Credit Union has the higher TellerScore (95 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Railway Credit Union leads on 1 and Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.