Side-by-side · Q2 2026 data
Raleigh Co. Educators Federal Credit Union vs Prime Financial Credit Union
Credit union
Raleigh Co. Educators Federal Credit Union
Beckley, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Raleigh Co. Educators Federal Credit Union | Prime Financial Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 99 (stronger) | 50 |
| Earnings | 86 (stronger) | 48 |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 76 |
| Peer percentile | 98th | 12th |
| Total assets | $21.3M | $161.3M |
| Deposits / shares | $15.5M | $137.3M |
| Capital ratio | 26.34% (stronger) | 10.09% |
| Problem loans | 0.04% (stronger) | 1.50% |
| Net charge-offs | 0.00% (stronger) | 0.84% |
| Return on assets | 1.64% (stronger) | 0.71% |
| Loans ÷ deposits | 60.4% (stronger) | 94.9% |
| Uninsured deposits | 2.5% | 2.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.2% |
Raleigh Co. Educators Federal Credit Union has the higher TellerScore (97 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Raleigh Co. Educators Federal Credit Union leads on 6 and Prime Financial Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.