Side-by-side · Q2 2026 data
Randolph-Brooks Federal Credit Union vs Synergy Federal Credit Union
Metric by metric
| Measure | Randolph-Brooks Federal Credit Union | Synergy Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 58 | 90 (stronger) |
| Earnings | 79 (stronger) | 69 |
| Funding & liquidity | 77 (stronger) | 68 |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 81st | 89th |
| Total assets | $19.6B | $334.2M |
| Deposits / shares | $15.6B | $281.8M |
| Capital ratio | 13.42% | 15.78% (stronger) |
| Problem loans | 1.27% | 0.29% (stronger) |
| Net charge-offs | 0.76% | 0.09% (stronger) |
| Return on assets | 1.47% (stronger) | 1.23% |
| Loans ÷ deposits | 82.4% (stronger) | 92.2% |
| Uninsured deposits | 15.8% | 7.0% (stronger) |
| Offices | 34 | 5 |
| CFPB complaints (3 yrs) | 523 | — |
| Complaints per $1B deposits | 33.6 | — |
| Mortgage denial rate (HMDA) | 14.3% | 6.5% |
Synergy Federal Credit Union has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Randolph-Brooks Federal Credit Union leads on 2 and Synergy Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.