Side-by-side · Q2 2026 data
Rapides Federal Credit Union vs Cenla Federal Credit Union
Credit union
Rapides Federal Credit Union
Alexandria, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Rapides Federal Credit Union | Cenla Federal Credit Union |
|---|---|---|
| TellerScore | 96 | 96 |
| Capital cushion | 100 | 100 |
| Loan quality | 94 | 97 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 97th | 99th |
| Total assets | $6.2M | $132.2M |
| Deposits / shares | $4.4M | $103.6M |
| Capital ratio | 29.47% (stronger) | 21.71% |
| Problem loans | 0.17% | 0.09% (stronger) |
| Net charge-offs | 1.26% | 0.27% (stronger) |
| Return on assets | 4.55% (stronger) | 1.63% |
| Loans ÷ deposits | 79.2% | 39.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Rapides Federal Credit Union leads on 3 and Cenla Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.