Side-by-side · Q2 2026 data
Rapides Federal Credit Union vs Louisiana Baptist Federal Credit Union
Credit union
Rapides Federal Credit Union
Alexandria, Louisiana · Under $100 million in assets
Credit union
Louisiana Baptist Federal Credit Union
Alexandria, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Rapides Federal Credit Union | Louisiana Baptist Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 94 (stronger) | 32 |
| Earnings | 100 (stronger) | 23 |
| Funding & liquidity | 81 | 88 (stronger) |
| Problem-loan coverage | 99 (stronger) | 82 |
| Peer percentile | 97th | 22nd |
| Total assets | $6.2M | $6.2M |
| Deposits / shares | $4.4M | $5.3M |
| Capital ratio | 29.47% (stronger) | 13.70% |
| Problem loans | 0.17% (stronger) | 2.05% |
| Net charge-offs | 1.26% | 0.74% (stronger) |
| Return on assets | 4.55% (stronger) | 0.08% |
| Loans ÷ deposits | 79.2% | 72.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rapides Federal Credit Union has the higher TellerScore (96 vs 60). On the 6 directional measures above (where higher or lower is clearly better), Rapides Federal Credit Union leads on 4 and Louisiana Baptist Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.