Side-by-side · Q2 2026 data
Reading Berks School Employees Credit Union vs Berylco Employees' Credit Union
Credit union
Reading Berks School Employees Credit Union
Reading, Pennsylvania · Under $100 million in assets
Credit union
Berylco Employees' Credit Union
Hamburg, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Reading Berks School Employees Credit Union | Berylco Employees' Credit Union |
|---|---|---|
| TellerScore | 77 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 64 | 100 (stronger) |
| Earnings | 33 | 35 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 57th | 83rd |
| Total assets | $13.2M | $1.7M |
| Deposits / shares | $11.0M | $648K |
| Capital ratio | 16.60% | 61.10% (stronger) |
| Problem loans | 1.07% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.32% | 0.37% (stronger) |
| Loans ÷ deposits | 50.8% | 36.5% (stronger) |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Berylco Employees' Credit Union has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Reading Berks School Employees Credit Union leads on 0 and Berylco Employees' Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.