Side-by-side · Q2 2026 data
Reading Berks School Employees Credit Union vs Lehigh Valley Educators Credit Union
Credit union
Reading Berks School Employees Credit Union
Reading, Pennsylvania · Under $100 million in assets
Credit union
Lehigh Valley Educators Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Reading Berks School Employees Credit Union | Lehigh Valley Educators Credit Union |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 64 | 64 |
| Earnings | 33 | 60 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 57th | 83rd |
| Total assets | $13.2M | $485.2M |
| Deposits / shares | $11.0M | $420.5M |
| Capital ratio | 16.60% (stronger) | 15.46% |
| Problem loans | 1.07% (stronger) | 1.09% |
| Net charge-offs | 0.04% (stronger) | 0.23% |
| Return on assets | 0.32% | 0.99% (stronger) |
| Loans ÷ deposits | 50.8% | 28.7% (stronger) |
| Uninsured deposits | 1.2% (stronger) | 5.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.8% |
Lehigh Valley Educators Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Reading Berks School Employees Credit Union leads on 4 and Lehigh Valley Educators Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.