Side-by-side · Q2 2026 data
Reading Co-operative Bank vs Webster Five Cents Savings Bank
Metric by metric
| Measure | Reading Co-operative Bank | Webster Five Cents Savings Bank |
|---|---|---|
| TellerScore | 56 | 70 (stronger) |
| Capital cushion | 23 | 75 (stronger) |
| Loan quality | 98 (stronger) | 85 |
| Earnings | 37 | 55 (stronger) |
| Funding & liquidity | 47 (stronger) | 37 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 15th | 58th |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $1.0B | $1.0B |
| Capital ratio | 7.35% | 12.52% (stronger) |
| Problem loans | 0.06% (stronger) | 0.46% |
| Net charge-offs | 0.08% (stronger) | 0.49% |
| Return on assets | 0.42% | 0.87% (stronger) |
| Loans ÷ deposits | 94.9% (stronger) | 97.0% |
| Uninsured deposits | 31.0% (stronger) | 39.0% |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 20.7% |
Webster Five Cents Savings Bank has the higher TellerScore (70 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Reading Co-operative Bank leads on 4 and Webster Five Cents Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.