Side-by-side · Q2 2026 data
Readlyn Savings Bank vs Bank Plus
Metric by metric
| Measure | Readlyn Savings Bank | Bank Plus |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 91 (stronger) | 68 |
| Funding & liquidity | 66 (stronger) | 41 |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 31st | 50th |
| Total assets | $148.3M | $144.6M |
| Deposits / shares | $111.6M | $103.4M |
| Capital ratio | 19.30% (stronger) | 10.67% |
| Problem loans | 3.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.57% |
| Return on assets | 1.77% (stronger) | 1.19% |
| Loans ÷ deposits | 84.9% (stronger) | 116.3% |
| Uninsured deposits | 23.6% | 23.1% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank Plus has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Readlyn Savings Bank leads on 4 and Bank Plus on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.