Side-by-side · Q2 2026 data
Readlyn Savings Bank vs Cedar Falls Community Credit Union
Metric by metric
| Measure | Readlyn Savings Bank | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 66 | 80 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 91 (stronger) | 68 |
| Funding & liquidity | 66 (stronger) | 61 |
| Problem-loan coverage | 79 | 92 (stronger) |
| Peer percentile | 31st | 78th |
| Total assets | $148.3M | $251.7M |
| Deposits / shares | $111.6M | $209.6M |
| Capital ratio | 19.30% (stronger) | 15.87% |
| Problem loans | 3.04% | 0.78% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.77% (stronger) | 1.20% |
| Loans ÷ deposits | 84.9% (stronger) | 99.2% |
| Uninsured deposits | 23.6% | 12.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Cedar Falls Community Credit Union has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Readlyn Savings Bank leads on 4 and Cedar Falls Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.