Side-by-side · Q2 2026 data
Readlyn Savings Bank vs Maynard Savings Bank
Metric by metric
| Measure | Readlyn Savings Bank | Maynard Savings Bank |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 67 (stronger) |
| Earnings | 91 (stronger) | 67 |
| Funding & liquidity | 66 | 95 (stronger) |
| Problem-loan coverage | 79 | 88 (stronger) |
| Peer percentile | 31st | 84th |
| Total assets | $148.3M | $108.4M |
| Deposits / shares | $111.6M | $88.2M |
| Capital ratio | 19.30% (stronger) | 15.08% |
| Problem loans | 3.04% | 1.00% (stronger) |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 1.77% (stronger) | 1.17% |
| Loans ÷ deposits | 84.9% | 53.7% (stronger) |
| Uninsured deposits | 23.6% | 19.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Maynard Savings Bank has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Readlyn Savings Bank leads on 2 and Maynard Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.