Side-by-side · Q2 2026 data
Readlyn Savings Bank vs Waterloo Firemen'S Credit Union
Metric by metric
| Measure | Readlyn Savings Bank | Waterloo Firemen'S Credit Union |
|---|---|---|
| TellerScore | 66 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 66 | 69 (stronger) |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 31st | 89th |
| Total assets | $148.3M | $2.9M |
| Deposits / shares | $111.6M | $2.5M |
| Capital ratio | 19.30% (stronger) | 13.29% |
| Problem loans | 3.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.77% | 2.17% (stronger) |
| Loans ÷ deposits | 84.9% (stronger) | 91.0% |
| Uninsured deposits | 23.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waterloo Firemen'S Credit Union has the higher TellerScore (90 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Readlyn Savings Bank leads on 2 and Waterloo Firemen'S Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.