Side-by-side · Q2 2026 data
Red River Bank vs Access of Louisiana Federal Credit Union
Credit union
Access of Louisiana Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Red River Bank | Access of Louisiana Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 51 |
| Capital cushion | 75 (stronger) | 48 |
| Loan quality | 96 (stronger) | 37 |
| Earnings | 78 (stronger) | 26 |
| Funding & liquidity | 65 | 96 (stronger) |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 93rd | 10th |
| Total assets | $3.3B | $44.5M |
| Deposits / shares | $2.9B | $39.9M |
| Capital ratio | 12.49% (stronger) | 9.79% |
| Problem loans | 0.11% (stronger) | 1.88% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 1.46% (stronger) | 0.15% |
| Loans ÷ deposits | 76.9% | 64.2% (stronger) |
| Uninsured deposits | 31.7% | 3.4% (stronger) |
| Offices | 28 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | — |
Red River Bank has the higher TellerScore (82 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Red River Bank leads on 5 and Access of Louisiana Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.