Side-by-side · Q2 2026 data
Red River Bank vs Aneca Federal Credit Union
Metric by metric
| Measure | Red River Bank | Aneca Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 63 |
| Capital cushion | 75 | 75 |
| Loan quality | 96 (stronger) | 60 |
| Earnings | 78 (stronger) | 50 |
| Funding & liquidity | 65 (stronger) | 53 |
| Problem-loan coverage | 99 (stronger) | 73 |
| Peer percentile | 93rd | 29th |
| Total assets | $3.3B | $274.0M |
| Deposits / shares | $2.9B | $190.9M |
| Capital ratio | 12.49% (stronger) | 12.46% |
| Problem loans | 0.11% (stronger) | 1.21% |
| Net charge-offs | 0.01% (stronger) | 0.25% |
| Return on assets | 1.46% (stronger) | 0.75% |
| Loans ÷ deposits | 76.9% (stronger) | 107.2% |
| Uninsured deposits | 31.7% | 9.3% (stronger) |
| Offices | 28 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | 17.4% |
Red River Bank has the higher TellerScore (82 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Red River Bank leads on 6 and Aneca Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.