Side-by-side · Q2 2026 data
Red Wing Credit Union vs Novation Credit Union
Metric by metric
| Measure | Red Wing Credit Union | Novation Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 71 |
| Capital cushion | 75 (stronger) | 60 |
| Loan quality | 90 (stronger) | 78 |
| Earnings | 68 (stronger) | 63 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 83rd | 54th |
| Total assets | $208.0M | $244.0M |
| Deposits / shares | $184.7M | $216.1M |
| Capital ratio | 12.50% (stronger) | 10.99% |
| Problem loans | 0.30% (stronger) | 0.66% |
| Net charge-offs | 0.12% (stronger) | 0.32% |
| Return on assets | 1.20% (stronger) | 1.07% |
| Loans ÷ deposits | 60.2% (stronger) | 81.6% |
| Uninsured deposits | 4.7% | 3.4% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.2% |
Red Wing Credit Union has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Red Wing Credit Union leads on 6 and Novation Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.