Side-by-side · Q2 2026 data
Redlands City Employees Federal Credit Union vs Alta Vista Credit Union
Credit union
Redlands City Employees Federal Credit Union
Redlands, California · Under $100 million in assets
Metric by metric
| Measure | Redlands City Employees Federal Credit Union | Alta Vista Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 80 (stronger) | 28 |
| Funding & liquidity | 87 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 95th | 24th |
| Total assets | $10.2M | $208.6M |
| Deposits / shares | $7.5M | $188.4M |
| Capital ratio | 25.45% (stronger) | 8.89% |
| Problem loans | 0.00% (stronger) | 0.51% |
| Net charge-offs | 0.04% (stronger) | 0.53% |
| Return on assets | 1.50% (stronger) | 0.19% |
| Loans ÷ deposits | 73.7% | 68.5% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 13.3% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redlands City Employees Federal Credit Union has the higher TellerScore (94 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Redlands City Employees Federal Credit Union leads on 6 and Alta Vista Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.