Side-by-side · Q2 2026 data
Redlands City Employees Federal Credit Union vs Altura Federal Credit Union
Credit union
Redlands City Employees Federal Credit Union
Redlands, California · Under $100 million in assets
Metric by metric
| Measure | Redlands City Employees Federal Credit Union | Altura Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 80 (stronger) | 48 |
| Funding & liquidity | 87 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 95th | 58th |
| Total assets | $10.2M | $2.6B |
| Deposits / shares | $7.5M | $2.4B |
| Capital ratio | 25.45% (stronger) | 11.17% |
| Problem loans | 0.00% (stronger) | 0.65% |
| Net charge-offs | 0.04% (stronger) | 1.09% |
| Return on assets | 1.50% (stronger) | 0.71% |
| Loans ÷ deposits | 73.7% (stronger) | 75.0% |
| Uninsured deposits | 3.3% (stronger) | 8.0% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redlands City Employees Federal Credit Union has the higher TellerScore (94 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Redlands City Employees Federal Credit Union leads on 7 and Altura Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.