Side-by-side · Q2 2026 data
Redlands City Employees Federal Credit Union vs Comunidad Latina Federal Credit Union
Credit union
Redlands City Employees Federal Credit Union
Redlands, California · Under $100 million in assets
Credit union
Comunidad Latina Federal Credit Union
Santa Ana, California · Under $100 million in assets
Metric by metric
| Measure | Redlands City Employees Federal Credit Union | Comunidad Latina Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 87 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 87 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 95th | 83rd |
| Total assets | $10.2M | $11.0M |
| Deposits / shares | $7.5M | $8.1M |
| Capital ratio | 25.45% | 26.19% (stronger) |
| Problem loans | 0.00% (stronger) | 0.99% |
| Net charge-offs | 0.04% (stronger) | 0.69% |
| Return on assets | 1.50% | 2.27% (stronger) |
| Loans ÷ deposits | 73.7% (stronger) | 79.9% |
| Uninsured deposits | 3.3% (stronger) | 26.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redlands City Employees Federal Credit Union has the higher TellerScore (94 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Redlands City Employees Federal Credit Union leads on 5 and Comunidad Latina Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.