Side-by-side · Q2 2026 data
Redwood Credit Union vs Silverado Credit Union
Metric by metric
| Measure | Redwood Credit Union | Silverado Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 58 |
| Capital cushion | 83 (stronger) | 67 |
| Loan quality | 76 (stronger) | 63 |
| Earnings | 73 (stronger) | 16 |
| Funding & liquidity | 69 | 71 (stronger) |
| Problem-loan coverage | 91 (stronger) | 85 |
| Peer percentile | 88th | 19th |
| Total assets | $10.7B | $47.9M |
| Deposits / shares | $9.3B | $41.9M |
| Capital ratio | 13.26% (stronger) | 11.72% |
| Problem loans | 0.72% (stronger) | 1.12% |
| Net charge-offs | 0.73% | 0.14% (stronger) |
| Return on assets | 1.34% (stronger) | -0.11% |
| Loans ÷ deposits | 91.4% | 89.7% (stronger) |
| Uninsured deposits | 12.8% | 9.8% (stronger) |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redwood Credit Union has the higher TellerScore (78 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Redwood Credit Union leads on 4 and Silverado Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.