Side-by-side · Q2 2026 data
Regent Bank vs Gateway First Bank
Metric by metric
| Measure | Regent Bank | Gateway First Bank |
|---|---|---|
| TellerScore | 43 | 54 (stronger) |
| Capital cushion | 49 | 91 (stronger) |
| Loan quality | 16 (stronger) | 0 |
| Earnings | 58 | 73 (stronger) |
| Funding & liquidity | 50 (stronger) | 47 |
| Problem-loan coverage | 54 (stronger) | 49 |
| Peer percentile | 3rd | 12th |
| Total assets | $2.2B | $2.1B |
| Deposits / shares | $1.9B | $1.3B |
| Capital ratio | 9.85% | 14.14% (stronger) |
| Problem loans | 2.51% (stronger) | 4.36% |
| Net charge-offs | 0.06% | 0.02% (stronger) |
| Return on assets | 0.94% | 1.33% (stronger) |
| Loans ÷ deposits | 95.3% (stronger) | 123.4% |
| Uninsured deposits | 28.6% | 17.9% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | 83 |
| Complaints per $1B deposits | — | 64.5 |
| Mortgage denial rate (HMDA) | 6.7% | 5.3% |
Gateway First Bank has the higher TellerScore (54 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Regent Bank leads on 2 and Gateway First Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.