Side-by-side · Q2 2026 data
Regional Federal Credit Union vs Financial Builders Federal Credit Union
Credit union
Financial Builders Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Regional Federal Credit Union | Financial Builders Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 86 (stronger) | 75 |
| Loan quality | 64 | 72 (stronger) |
| Earnings | 32 | 58 (stronger) |
| Funding & liquidity | 76 | 89 (stronger) |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 45th | 66th |
| Total assets | $180.1M | $151.5M |
| Deposits / shares | $157.7M | $131.3M |
| Capital ratio | 13.55% (stronger) | 12.48% |
| Problem loans | 1.07% | 0.85% (stronger) |
| Net charge-offs | 0.49% | 0.27% (stronger) |
| Return on assets | 0.30% | 0.96% (stronger) |
| Loans ÷ deposits | 83.9% | 71.3% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 1.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 0.0% |
Financial Builders Federal Credit Union has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Regional Federal Credit Union leads on 2 and Financial Builders Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.