Side-by-side · Q2 2026 data
Regional Federal Credit Union vs Natco Credit Union
Metric by metric
| Measure | Regional Federal Credit Union | Natco Credit Union |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 64 (stronger) | 61 |
| Earnings | 32 | 79 (stronger) |
| Funding & liquidity | 76 (stronger) | 66 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 45th | 78th |
| Total assets | $180.1M | $153.7M |
| Deposits / shares | $157.7M | $128.3M |
| Capital ratio | 13.55% | 17.26% (stronger) |
| Problem loans | 1.07% (stronger) | 1.18% |
| Net charge-offs | 0.49% (stronger) | 0.70% |
| Return on assets | 0.30% | 1.47% (stronger) |
| Loans ÷ deposits | 83.9% (stronger) | 94.1% |
| Uninsured deposits | 1.6% (stronger) | 2.2% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | — |
Natco Credit Union has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Regional Federal Credit Union leads on 4 and Natco Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.