Side-by-side · Q2 2026 data
Regional Members Federal Credit Union vs Rig Employees Credit Union
Credit union
Regional Members Federal Credit Union
Columbus, Georgia · Under $100 million in assets
Metric by metric
| Measure | Regional Members Federal Credit Union | Rig Employees Credit Union |
|---|---|---|
| TellerScore | 59 | 69 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 44 (stronger) | 0 |
| Earnings | 0 | 82 (stronger) |
| Funding & liquidity | 99 (stronger) | 90 |
| Problem-loan coverage | 88 | 94 (stronger) |
| Peer percentile | 20th | 38th |
| Total assets | $9.6M | $5.9M |
| Deposits / shares | $8.3M | $3.3M |
| Capital ratio | 13.15% | 43.82% (stronger) |
| Problem loans | 1.68% (stronger) | 3.24% |
| Net charge-offs | 0.97% (stronger) | 1.04% |
| Return on assets | -0.67% | 1.55% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 70.4% |
| Uninsured deposits | 2.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rig Employees Credit Union has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Regional Members Federal Credit Union leads on 3 and Rig Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.