TellerScore

Rig Employees Credit Union (NCUA charter #60582) is based in Macon, Georgia. Its Q2 2026 call report shows $5.9M in total assets and $3.3M in member shares and deposits and 1 office.

Rig Employees Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 37th. Capital cushion contributes the most (100/100, 43.82%); loan quality contributes the least (0/100, 3.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 43.82%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.24%
Earnings82/100
Return on assets (annualized): 1.55%
Funding & liquidity90/100
Loans ÷ shares: 70.4% · 0.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.91%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (84 → 69), mostly because the loan quality component weakened by 47 points.

TellerScore
697784Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202482
Q3 202482
Q4 202484
Q1 202573
Q2 202584
Q3 202573
Q4 202572
Q1 202670
Q2 202669
Net worth ratio
7.00%25.41%43.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202437.64%
Q3 202438.65%
Q4 202439.10%
Q1 202540.58%
Q2 202540.76%
Q3 202540.57%
Q4 202542.70%
Q1 202643.01%
Q2 202643.82%
Delinquent loans (60+ days)
0.80%3.05%5.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.80%
Q3 20240.91%
Q4 20240.85%
Q1 20252.86%
Q2 20251.58%
Q3 20253.29%
Q4 20255.30%
Q1 20262.92%
Q2 20263.24%
Return on assets
0.92%1.57%2.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.92%
Q3 20241.00%
Q4 20241.05%
Q1 20251.86%
Q2 20251.87%
Q3 20251.97%
Q4 20252.21%
Q1 20261.51%
Q2 20261.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$5.9M43.82%3.24%1.55%70.4%
Q1 202670$5.9M43.01%2.92%1.51%68.8%
Q4 202572$5.9M42.70%5.30%2.21%71.5%
Q3 202573$6.1M40.57%3.29%1.97%67.2%
Q2 202584$6.0M40.76%1.58%1.87%68.6%
Q1 202573$6.0M40.58%2.86%1.86%69.7%
Q4 202484$6.1M39.10%0.85%1.05%69.1%
Q3 202482$6.2M38.65%0.91%1.00%73.6%
Q2 202482$6.3M37.64%0.80%0.92%74.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio43.82%
98th
Problem loans3.24%
11th
Net charge-offs1.04%
14th
Return on assets1.55%
86th
Loans to deposits70.4%
33rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio2.9%
43rd

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
Macon Firemen'S Credit UnionCredit union Macon, GA90 out of 100, Very strong$5.9M27.1%0.56%vs
Brosnan Yard Federal Credit UnionCredit union Macon, GA67 out of 100, Moderate$6.2M16.0%3.77%vs
Omega Psi Phi Fraternity Federal Credit UnionCredit union Toccoa, GA62 out of 100, Moderate$5.5M9.1%0.81%vs
Ware County School Employees Federal Credit UnionCredit union Waycross, GA86 out of 100, Very strong$6.3M14.1%0.00%vs
E L C O Federal Credit UnionCredit union Elberton, GA84 out of 100, Strong$5.3M20.1%0.78%vs
Beka Federal Credit UnionCredit union Lindale, GA63 out of 100, Moderate$4.6M13.0%0.86%vs

Deposit insurance

Is my money safe at Rig Employees Credit Union?

Yes. Rig Employees Credit Union is a federally insured credit union (NCUA charter #60582). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 43.82%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Rig Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Rig Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60582
RSSD ID
583790
Primary regulator
State + NCUA
Established
1949
Headquarters
100 Graphic Packaging Int Way, Macon, GA 31206
Employees
2

Quick answers

Rig Employees Credit Union: common questions

Is Rig Employees Credit Union NCUA insured?

Yes. Rig Employees Credit Union is a federally insured credit union (NCUA charter #60582). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Rig Employees Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Rig Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Macon

InstitutionScoreAssetsCapitalProblem loansCompare
Cgr Credit UnionCredit union Macon, GA95 out of 100, Very strong$120.0M22.2%0.52%vs
Robins Financial Credit UnionCredit union Warner Robins, GA94 out of 100, Very strong$5.0B17.6%0.40%vs
Sunmark Community BankBank Perry, GA92 out of 100, Very strong$556.6M14.6%0.02%vs
Macon Firemen'S Credit UnionCredit union Macon, GA90 out of 100, Very strong$5.9M27.1%0.56%vs
United BankBank Zebulon, GA89 out of 100, Very strong$2.2B12.8%0.23%vs
Magnolia State BankBank Eastman, GA87 out of 100, Very strong$198.7M15.6%1.21%vs