TellerScore

Side-by-side · Q2 2026 data

Regions Bank vs Carter Federal Credit Union

Bank

Regions Bank

Birmingham, Alabama · Over $100 billion

64of 100
Moderate

Credit union

Carter Federal Credit Union

Springhill, Louisiana · $100 million – $1 billion

32of 100
Low

Metric by metric

MeasureRegions BankCarter Federal Credit Union
TellerScore64 (stronger)32
Capital cushion45 (stronger)36
Loan quality69 (stronger)0
Earnings78 (stronger)46
Funding & liquidity5960 (stronger)
Problem-loan coverage90 (stronger)29
Peer percentile73rd0th
Total assets$159.8B$762.9M
Deposits / shares$131.8B$587.6M
Capital ratio9.50% (stronger)8.60%
Problem loans0.93% (stronger)3.66%
Net charge-offs0.47% (stronger)0.79%
Return on assets1.46% (stronger)0.65%
Loans ÷ deposits74.6% (stronger)100.7%
Uninsured deposits39.2%7.4% (stronger)
Offices1,2245
CFPB complaints (3 yrs)3,181—
Complaints per $1B deposits24.1—
Mortgage denial rate (HMDA)43.1%0.0%

Regions Bank has the higher TellerScore (64 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Regions Bank leads on 6 and Carter Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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